Owner Financing Real Estate

3 Beds ⋅ 3 Baths ⋅ 2004436 MLS ⋅ NEW Status

Welcome home to this beautifully maintained two-story home in Kensington Ranch Estates, where an inviting exterior leads into a bright, open-concept layout designed for both everyday living and entertaining. The spacious living area flows seamlessly into the eat-in kitchen, creating the perfect space for gathering with family and friends. Upstairs, a versatile loft offers endless possibilities as a home office, media room, or play space, while all three bedrooms are thoughtfully located on the second level for added privacy. The primary suite features a walk-in closet and an ensuite bath with a double vanity, separate soaking tub, and walk-in shower. An upstairs laundry room adds everyday convenience, and the attached two-car garage provides additional storage. Enjoy the neighborhood park and playground, all within the highly regarded Schertz-Cibolo-Universal City ISD, including Schertz Elementary, Corbett Middle School, and Clemens High School. Conveniently located near shopping, dining, and major commuter routes, this home offers comfort, functionality, and a location that keeps you close to it all. Seller financing preferred and available for a well-qualified buyer with a substantial down payment. Terms are negotiable and will be based on the strength of the down payment, creditworthiness, documented income, assets, and ability to repay. Third-party loan servicing and escrow for property taxes and insurance will be required. No prepayment penalty. This is where your next chapter begins!

416 Auburn Park, Selma

$250,000

3 Beds ⋅ 2 Baths ⋅ 2001478 MLS ⋅ ACTIVE Status

Modern Single-Story Living with Elevated Finishes and Incredible Outdoor Space Welcome to 9111 Devils River, a beautifully maintained single-story home offering the perfect blend of style, comfort, and functionality. With an open-concept layout, soaring ceilings, and an abundance of natural light, this home creates an inviting atmosphere from the moment you step inside. The spacious living area flows seamlessly into the dining room and designer kitchen, making it ideal for both everyday living and entertaining. The kitchen features crisp white cabinetry, quartz countertops, a large center island with bar seating, subway tile backsplash, stainless steel appliances, gas cooking, and ample cabinet space for storage. The private primary suite serves as a relaxing retreat with tray ceilings, large windows, and a spa-inspired ensuite bathroom complete with dual vanities, an oversized walk-in tiled shower, and a generous walk-in closet. Secondary bedrooms are well-sized and offer flexibility for guests, a home office, or growing families. Luxury vinyl plank flooring extends throughout the main living areas, while neutral finishes provide a clean, modern aesthetic that's ready for any style. Thoughtful upgrades and meticulous care make this home truly move-in ready. Step outside to enjoy the elevated covered deck overlooking the spacious backyard, perfect for morning coffee, evening gatherings, or weekend barbecues. A storage shed provides additional space for tools, lawn equipment, or hobbies, while the fully fenced yard offers plenty of room for pets and play. Conveniently located near shopping, dining, Randolph Air Force Base, major highways, and everyday conveniences, 9111 Devils River combines modern living with exceptional value in one of Converse's growing communities. This is a home you'll be proud to say its yours!

9111 Devils Riv, Converse

$250,000

3 Beds ⋅ 2 Baths ⋅ 1995555 MLS ⋅ ACTIVE Status

Welcome to 3735 Moon Hill Rd! This is a fantastic opportunity to own a property in the growing Marion area, offering the perfect balance of country charm and convenient access to nearby shopping, dining, and major commuter routes. Enjoy the peaceful surroundings, wide-open Texas skies, and the potential to make this property your own. Whether you're looking for a primary residence, a place to spread out, or an investment opportunity, this property is worth a closer look. Schedule your showing today and discover all that this Marion location has to offer!

3735 Moon Hill, Marion

$250,000

1981548 MLS ⋅ ACTIVE Status

Residential Land | 64 Acres | Premier New Subdivision Discover the ideal blend of space, privacy, and refined country living with this exceptional 64-acre homesite located in a newly developed subdivision just outside city limits. This expansive property offers a rare opportunity to build a private estate or family retreat surrounded by open skies and natural beauty. With paved road access and utilities available, it's ready for your vision. Enjoy the tranquility of country living while remaining conveniently close to essential amenities. The acreage provides ample space for a custom home, horses, recreation, or outdoor living. Located outside city limits, it offers lower taxes and added flexibility. Owner financing available. Opportunities like this are rare-secure your place today.; Original MLS#: 83293; Apx Lot Size SqFt: 2794809.00; ETJyn: No; Location: Other; Location Desc: Interior Lot; Possession: Immediate w/Deed; Restricted: No; Restrictions: Yes; Restrictions Info: Subdivision; Road Frontage: no

1443 Anejo, Eagle Pass

$250,000

1979170 MLS ⋅ ACTIVE Status

64 Acres in Premier New Subdivision - Country Living Meets Modern Comfort! Welcome to the perfect blend of luxury, space, and tranquility! This 64-acre residential lot sits within a brand-new subdivision just outside the city limits-offering the peace of country living with the convenience of nearby amenities. This expansive property provides endless room to create your private estate or family retreat, surrounded by wide-open skies and paved roads. Enjoy the beauty of nature, with plenty of space for horses, gardens, and outdoor recreation-all while being part of an exclusive, planned community. Located outside city limits, this property offers lower taxes, utilities available, and the freedom to build your dream home without sacrificing comfort or accessibility. Whether you envision a grand ranch-style residence or a modern country escape, this 64-acre gem provides the space and setting to bring your vision to life. Opportunities like this are rare! Take advantage now!; Original MLS#: 81770; Apx Lot Size SqFt: 27948.00; ETJyn: No; Location: Outside City Limits; Location Desc: Interior Lot; Restricted: No; Restrictions: Yes; Restrictions Info: Subdivision; Road Frontage: no

1443 Anejo, Eagle Pass

$250,000

3 Beds ⋅ 2 Baths ⋅ 1964882 MLS ⋅ ACTIVE Status

**OWNER FINANCING AVAILABLE**Fully furnished Medical Center townhome with 3 bedrooms, 2 bathrooms, granite countertops, stackable washer and dryer, and a brand-new patio deck. This move-in ready home includes furnishings, decor, and household items with an acceptable offer, creating a convenient turnkey setup for personal use, corporate housing, or furnished rental use. Located near major hospitals, dining, shopping, USAA, UTSA, I-10, and Loop 410, 4010 High Ridge Cir offers strong access to key San Antonio destinations. Buyer to verify city requirements and any short-term rental permit needs.

4010 High Ridge Cir., San Antonio

$250,000

1958237 MLS ⋅ ACTIVE Status

Sought after 5 acre ranch style Texas hill country location just minutes from Boerne, Texas. Gorgeous rolling landscape in a private gated community with common sense restrictions. Incredible views, waterfront community park on the creek and a herd of exotic elk and wildlife (with Ag exemption) to enjoy. Just minutes from historic Boerne with lots of fun activities for the family, main street shops and breweries and Tapatio Springs Resort and Golf Club. Less than 30 minutes from The Rim, La Canterra , Fiesta Texas and nearby

LOT 49 Elk Mountain Ranch, Pipe Creek

$250,000

3 Beds ⋅ 2 Baths ⋅ 1953530 MLS ⋅ ACTIVE Status

Owner Financing Available. Two Acres of open space with no restrictions. A casita for the mother in law or generate extra income. Schedule your tour today.

2145 Fm 2504, Poteet

$250,000

3 Beds ⋅ 2 Baths ⋅ 1941260 MLS ⋅ ACTIVE Status

!!!OWNER FINANCE OPPORTUNITY!!! This one story home with an open-concept seamlessly blends the kitchen, dining, and living spaces, creating an inviting atmosphere for entertaining and everyday living. 2-car garage with epoxy floor and it's own mini-split A/C and meticulous care throughout. Large concrete and covered patio in the backyard great for those cookouts and birthday parties. Located in Sutton Farms conveniently located 20 minutes from downtown San Antonio this community offers green space and parks for the family. Minutes from the Home Depot distribution center. This move-in ready gem won't last long!

5303 Flying Hooves, San Antonio

$250,000

3 Beds ⋅ 2 Baths ⋅ 1923401 MLS ⋅ ACTIVE Status

This peaceful lake house retreat is perfect for full-time lake living, a weekend retreat, or your next Airbnb investment! It perfectly combines modern comfort with timeless charm. Inside, the open floor plan feels warm and functional, with fresh paint, laminate floors, and a roomy living area ideal for both relaxing and entertaining. The main house offers plenty of space for gatherings and overnight guests, while the extra cabin just beyond the back patio can accommodate up to six more people. Outside, the spacious exterior features of a wooded double lot provide a tranquil escape perfect for unwinding in the peaceful surroundings watching sunsets and observing wildlife. Double lot has plenty of space for your recreational toys, boats, RV or just additional parking space. 3 additional storage sheds convey. Conveniently located just a few steps to the community pool and park/playground. Minutes from Canyon Lake's parks and boat ramps, this home provides easy access to Canyon Lake's abundant recreational opportunities. Whether you're seeking the tranquility of lake living or looking for an income producing investment property. This house has it all!**WANT MORE INVESTMENTS OR SPACE??LISTING #1923420 BACKING UP TO THIS PROPERTY BELONGS TO SAME OWNER**OWNER FINANCING AVAILABLE**

849 Tamarack, Canyon Lake

$250,000

1 Beds ⋅ 1 Baths ⋅ 1914889 MLS ⋅ ACTIVE Status

Almost 10 acres located just 30 Minutes south of San Antonio, TX. Benton City water meter on site, Medina electric on site, and septic tank in place! Nice re-modeled cabin style home on site with 1 bedroom, 1 bath and new appliances. There is also a tractor barn, equipment barn, small shop, and some cattle pens with a squeeze chute on the property . Huge heritage oak trees, native grass and flowers are abundant. This property consists of "4" Frio County platted lots with room for 4 more homes if needed.

5515 Fm 462, Moore

$249,999

4 Beds ⋅ 3 Baths ⋅ 2005450 MLS ⋅ NEW Status

Welcome to The Tilley, a beautifully designed two-story home offering 4 bedrooms, 2.5 bathrooms, and a versatile loft space perfect for a home office, playroom, or second living area. This home is truly brand new - never occupied or lived in - offering a rare opportunity to be the very first owner. Investor-purchased and move-in ready, it features modern finishes and an open, functional layout ideal for growing families. The primary suite offers a private retreat upstairs, while the loft provides flexible space to fit your lifestyle. A 2-car garage adds convenience and storage. Contact us today to learn more about financing terms and to schedule a private tour.

7515 Adam Star, San Antonio

$249,999

4 Beds ⋅ 3 Baths ⋅ 1963993 MLS ⋅ ACTIVE Status

OWNER FINANCING! New Home 2yrs old. No Bank, No Credit Required. Move-In Ready For You and Your Family or to add to your Rental Portfolio -- If you are self-employed, a business owner, don't have credit or tired of banks saying no, this is a path to home ownership - TODAY. This home offers over 1,999 sqft, 4 bedrooms, 2.5 bathrooms, and a 2-car garage. The layout is open and spacious. Amenities include community golf course, swimming pool, and clubhouse.

12802 Lorena Ochoa, San Antonio

$249,900

3 Beds ⋅ 3 Baths ⋅ 2000697 MLS ⋅ ACTIVE Status

Assumable rate of 4.375!!!!! Perfect blend of comfort, style, and convenience in this charming and beautifully maintained 3-bedroom, 2.5-bath home with a 2-car garage, located just outside San Antonio. Featuring an over sized kitchen with elegant granite counter tops, this home also boasts a spacious living area and a large primary bedroom complete with a private en-suite bathroom and walk-in closet. The over-sized backyard is ideal for family gatherings, BBQs, or simply relaxing outdoors. Neighborhood has a peaceful catch-and-release fishing pond, this property offers scenic views and a serene atmosphere. Enjoy top-tier neighborhood amenities including a splash pad, clubhouse, playground, and the highly regarded Luckey Ranch Elementary right in the community. With builder warranties still in place and close proximity to major shopping centers and Lackland Air Force Base, this home is prefect for families looking to find true comfort, location, and lifestyle.

7231 Lazy Canyon, San Antonio

$249,900

3 Beds ⋅ 2 Baths ⋅ 2000591 MLS ⋅ PRICE CHANGE Status

Walking distance to elementary and middle school!! this 3-bedroom, 2-bathroom home nestled on the desirable northwest side of town. With just under 1,000 sq ft of thoughtfully designed space, this home offers modern comfort in a cozy, easy-to-maintain layout. Step inside to an open floor plan that makes the space feel bright and airy, featuring a spacious kitchen with a large center island - perfect for meal prep, casual dining, or entertaining guests. The updates throughout add a stylish, contemporary touch you're sure to love. Enjoy the convenience of a one-car garage and a manageable yard, ideal for low-maintenance living. Whether you're a first-time buyer, downsizing, or looking for a solid investment, this move-in ready home offers it all in a great location close to shopping, dining, and major highways.

5806 Cliffdale, San Antonio

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Owner Financing Homes for Sale

Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.

Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.

Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.