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Owner Financing Real Estate
COUNTRY LIVING AT ITS BEST, SITUATED ON 10 ACRES, AWAITS THIS EXTREMELY WELL MAINTAINED 3 BED/ 2 BATH HOME. WALKING IN, YOU ARE GREETED WITH HIGH CEILINGS THROUGHOUT THE ...
- 3 Beds
- 2 Baths
- 1421395 MLS
Enjoy this beautiful, move-in ready home in a quiet, pocket neighborhood close to UTSA, the Medical Center, Valero and La Cantera. Take a run or a bike ride in Bamberger...
- 3 Beds
- 3 Baths
- 1412551 MLS
Move in Ready, New construction, Never lived in 4 bedroom, 2 .5 bath, 2 Story, 1687 sq ft., Lennar Home-The Harland features an open concept living space. The gorgeous ki...
- 4 Beds
- 3 Baths
- 1433819 MLS
Nice 3/2/1 with an Excellent Location close to 281 and 1604, NEISD school district, laminate floors on all areas, good size master bedroom and family room with open floo...
- 3 Beds
- 3 Baths
- 1428654 MLS
Fabulous new construction just waiting for YOU! Lots of extras/attention to detail. 16 seer high efficiency AC unit, low e windows, high ceilings, granite counters, stove...
- 3 Beds
- 3 Baths
- 1429738 MLS
*E-Z OWNER FINANCING AVAIL - JUST 10% DOWN!* This beautiful 2 story, 4 bedroom, 2.5 bath home features 2323 SF of living space. 1st floor offers a separate dining area ne...
- 4 Beds
- 3 Baths
- 1398274 MLS
This home is well cared and available for immediate move in. Located in a gated community, has a newly built pool in the community area, near expressways and shopping cen...
- 4 Beds
- 2 Baths
- 1434465 MLS
One of the most STUNNING Homes in Northwest Crossing! Magnificent residence with stylish updated designer touches. This 5 bedroom home showcases a stately living room w b...
- 5 Beds
- 3 Baths
- 1427369 MLS
Charming home that sits on an acre down the road from East Central High School. Long driveway and peaceful setting, this home is perfect for anyone that's ok doing some h...
- 3 Beds
- 1 Baths
- 1417896 MLS
Beautiful Hill country views! PLUS a VIEW of Canyon Lake from this Cutie in the Woods!! This little diamond in the rough has wood floors! Great floor plan for entertainin...
- 2 Beds
- 2 Baths
- 1422493 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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