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Owner Financing Real Estate
COUNTRY LIVING AT ITS BEST, SITUATED ON 10 ACRES, AWAITS THIS EXTREMELY WELL MAINTAINED 3 BED/ 2 BATH HOME. WALKING IN, YOU ARE GREETED WITH HIGH CEILINGS THROUGHOUT THE ...
- 3 Beds
- 2 Baths
- 1421395 MLS
Nice 3/2/1 with an Excellent Location close to 281 and 1604, NEISD school district, laminate floors on all areas, good size master bedroom and family room with open floo...
- 3 Beds
- 3 Baths
- 1428654 MLS
Move in Ready, New construction, Never lived in 4 bedroom, 2 .5 bath, 2 Story, 1687 sq ft., Lennar Home-The Harland features an open concept living space. The gorgeous ki...
- 4 Beds
- 3 Baths
- 1433819 MLS
2 bedroom, 2 bath + study! Priced $35,000 below 2019 BCAD + NEW ROOF 11/2019! Storybook cottage, downtown Pearl district, with BEAUTIFUL STAINED-GLASS WINDOWS! Upgraded P...
- 2 Beds
- 2 Baths
- 1427785 MLS
Fabulous brand new construction just waiting for YOU! Lots of extras and attention to detail. 16 seer high efficiency AC unit, low e windows, high ceilings, granite count...
- 3 Beds
- 3 Baths
- 1429722 MLS
This beautiful home is centrally located off of Highway 281 in a very quiet & up & coming neighborhood. It is conveniently located & just minutes from the Quarry area, Pe...
- 3 Beds
- 2 Baths
- 1433776 MLS
Awesome End Unit Townhome In Gated Community. Master Suite Downstairs. Rear Entry Parking.
- 2 Beds
- 3 Baths
- 1431903 MLS
Move in Ready, New construction, Never Lived in. Beautiful Lennar Houghton plan features a family room that flows into the dining room & kitchen. The kitchen features a l...
- 4 Beds
- 2 Baths
- 1437168 MLS
Fabulous brand new construction just waiting for YOU! Lots of extras and attention to detail. 16 seer high efficiency HVAC unit, low e windows, high ceilings, granite cou...
- 3 Beds
- 3 Baths
- 1429755 MLS
Welcome home to this beautifully updated brick home in the desirable location of Windcrest! Light and bright with lots of windows. Inviting open floor plan with tasteful ...
- 4 Beds
- 3 Baths
- 1442507 MLS
Owner finance available. 10% Down. Newly constructed, never lived in! Huge kitchen with stainless steel appliances. Large Family room with lots of natural light. Bright a...
- 3 Beds
- 2 Baths
- 1424315 MLS
GREAT OPPORTUNITY TO LIVE IN ONE AND RENT THE OTHER. INCLUDES 4-2 HOME AND A 2-2 MOBILE HOME. SEPARATE ELECTRIC METERS.
- 4 Beds
- 2 Baths
- 1437820 MLS
A Beautiful home perfectly fit for any family! The house has great space with,3 Bedrooms, 2 full baths and 1 half bath, and an open space for a media room. The Backyard i...
- 3 Beds
- 3 Baths
- 1436420 MLS
Beautiful Hill country views! PLUS a VIEW of Canyon Lake from this Cutie in the Woods!! This little diamond in the rough has wood floors! Great floor plan for entertainin...
- 2 Beds
- 2 Baths
- 1422493 MLS
Fabulous new construction just waiting for YOU! Lots of extras/attention to detail. 16 seer high efficiency AC unit, low e windows, high ceilings, granite counters, stove...
- 3 Beds
- 3 Baths
- 1429738 MLS
Easy access to Lackland, UTSA, USAA and shops at LaCantera makes this a great location. Nestled in Tausch Farms at Wildhorse, enjoy walking, swimming and the park/playgro...
- 3 Beds
- 3 Baths
- 1437812 MLS
Move in Ready, New construction, Never lived in, 2 bedroom, 1 bath, 1 Story, 1004 sq ft. adorable Lennar Ainslie from the Cottage Collection featuring open living concept...
- 2 Beds
- 1 Baths
- 1426566 MLS
This home is well cared and available for immediate move in. Located in a gated community, has a newly built pool in the community area, near expressways and shopping cen...
- 4 Beds
- 2 Baths
- 1434465 MLS
One of the most STUNNING Homes in Northwest Crossing! Magnificent residence with stylish updated designer touches. This 5 bedroom home showcases a stately living room w b...
- 5 Beds
- 3 Baths
- 1427369 MLS
Charming 4 bed room 2.5 bathroom in an established neighborhood conveniently located near 410 highway 151 Lackland Airfoce Base and Medina Base. This home is great for en...
- 4 Beds
- 3 Baths
- 1447110 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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