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Owner Financing Real Estate
Owner Finance 10% down! New Construction Custom Home in sought after Denver Heights!3 bedroom,2.5 bath floor plan with high ceilings on a greenbelt lot.Open kitchen featu...
- 3 Beds
- 3 Baths
- 1391645 MLS
THIS WONDERFUL, MOVE-IN READY, 4 BEDROOM/ 2 BATH HOME OFFERS WONDERFUL FEATURES EVERY BUYER WILL LOVE! WALKING IN, YOU ARE GREETED WITH BEAUTIFULLY UPDATED FLOORING LEADI...
- 4 Beds
- 2 Baths
- 1391297 MLS
Beautiful Single Story Home in Historic Olmos Park Terrace.Wood floors in Living, Kitchen and Dining. Lots of Windows for natural light. Separate Florida/Mud Room with la...
- 3 Beds
- 1 Baths
- 1377255 MLS
THIS ONE OF A KIND PROPERTY IS PERFECT FOR EVERY BUYER. SITTING ON ALMOST 2 ACRES, THIS PROPERTY BOASTS A NEWLY REBUILT & RENOVATED 1430 SQFT, 3 BEDROOM, 2 BATH HOME COMP...
- 3 Beds
- 2 Baths
- 1317415 MLS
Downstairs master. Upgraded amenities. Spacious home. New roof just installed!
- 4 Beds
- 3 Baths
- 1389672 MLS
Own a piece of HISTORY! This 1920's 2/2 home has been fully rehabbed to suit any buyer. Pieces of it's history have been saved from the original windows to the exposed or...
- 2 Beds
- 2 Baths
- 1385533 MLS
New marble counter tops, new stove/oven, dishwasher, pool pump. Newly painted Living Room and Dining Room. Property is located one block from a green Belt area. Great ...
- 4 Beds
- 3 Baths
- 1367546 MLS
Exquisitely remodeled ranch home in Live Oak: Quartz countertops, new stainless steel appliances, farmers kitchen sink, custom woodwork, new flooring, new roof, new fixtu...
- 4 Beds
- 2 Baths
- 1384995 MLS
Beautiful 4 bdrm 2.5 bath in The Heights of Cibolo! This large 2 story home has an awesome floor plan w/a total of 3 living areas & plenty of rm in each to make it the pe...
- 4 Beds
- 3 Baths
- 1384023 MLS
Very spacious home with many updates and move-in ready. Some of the updates include new roof, central heating & A/C, granite counter tops, wood floors, and much more. The...
- 3 Beds
- 3 Baths
- 1374956 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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