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Owner Financing Real Estate
Owner Finance 10% down! New Construction Custom Home in sought after Denver Heights!3 bedroom,2.5 bath floor plan with high ceilings on a greenbelt lot.Open kitchen featu...
- 3 Beds
- 3 Baths
- 1391645 MLS
*E-Z OWNER FINANCING AVAIL - JUST 10% DOWN!* This beautiful 2 story, 4 bedroom, 2.5 bath home features 2323 SF of living space. 1st floor offers a separate dining area ne...
- 4 Beds
- 3 Baths
- 1398274 MLS
Wonderful home in cul-de-sac and conveniently located within 5 minutes to I35 and shopping. Open floor plan with spacious family room and kitchen. Large kitchen boasts gr...
- 3 Beds
- 2 Baths
- 1409649 MLS
Amazing views from this remodeled 4-bedroom/3-bath home on 5 unrestricted acres. Well serviced and new aerobic septic installed in 2011. This home has a beautiful 2-sid...
- 4 Beds
- 3 Baths
- 1348279 MLS
Beautifully updated is this spacious 3 bed /2 Bath home with lots of character. Big rooms with park like backyard w/ a Large outdoor pergola for relaxing/entertaining.......
- 3 Beds
- 2 Baths
- 1400239 MLS
New marble counter tops, new stove/oven, dishwasher, pool pump. Newly painted Living Room and Dining Room. Property is located one block from a green Belt area. Great ...
- 4 Beds
- 3 Baths
- 1367546 MLS
Solar Panels! Energy efficient home features Whirlpool appliances (tall tub dishwasher, microwave/hood combination, electric range), soft water loop, shower w/garden tub ...
- 3 Beds
- 3 Baths
- 1406161 MLS
Whaaaat !? A SUPER Gorgeous kitchen w/White Quartz Solid countertops & Custom Cabinets... Now how COOL is that ? Or how about Large BACKYARD w/Greenhouse for those hot su...
- 4 Beds
- 3 Baths
- 1412393 MLS
WONDERFULLY AND EXTREMELY WELL MAINTAINED, THIS 4 BED/ 2.5 BATH HOME BOASTS PLENTY OF GREAT FEATURES FOR EVERY BUYER - WALKING IN, YOU ARE GREETED WITH BEAUTIFULLY UPGRAD...
- 4 Beds
- 3 Baths
- 1401033 MLS
Beautiful Single Story Home in Historic Olmos Park Terrace.Wood floors in Living, Kitchen and Dining. Lots of Windows for natural light. Separate Florida/Mud Room with la...
- 3 Beds
- 1 Baths
- 1377255 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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