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Owner Financing Real Estate
Gorgeous home ready for move in. Updated inside and out, top to bottom! NEW Roof, HVAC/AC, Flooring, Electrical, Plumbing, fresh paint and beautiful granite countertops e...
- 2 Beds
- 2.0 Baths
- 1323616 MLS
THIS ONE OF A KIND PROPERTY IS PERFECT FOR EVERY BUYER. SITTING ON ALMOST 2 ACRES, THIS PROPERTY BOATS A NEWLY REBUILT & RENOVATED 1430 SQFT, 3 BEDROOM, 2 BATH HOME COMPL...
- 3 Beds
- 2.0 Baths
- 1317415 MLS
Now is your chance to own a stunning home located in the highly desirable Eden neighborhood! 5 bedroom 2.5 bath with a spacious backyard and shed for extra storage! This ...
- 5 Beds
- 3.0 Baths
- 1330139 MLS
This 2 story home has Dual Masters up and down with Separate Shower & Tubs! 4 bedrooms, 3.5 baths PLUS a City View! The open Chef's kitchen has Whirlpool Stainless Steel ...
- 4 Beds
- 4.0 Baths
- 1326540 MLS
Beautifully maintained two story home on a quiet cul-de-sac in the conveniently located neighborhood of Braun Station. Walk into to be greeted by an open living with high...
- 3 Beds
- 3.0 Baths
- 1307268 MLS
FANTASTIC PROPERTY WITH TONS OF FEATURES EVERY BUYER WOULD LOVE. SITTING ON A FULLY FENCED ACRE, THIS 3 BED/2 BATH HOME OFFERS HIGH CEILINGS THROUGHOUT THE OPEN FLOOR PLA...
- 3 Beds
- 2.0 Baths
- 1330166 MLS
Price Reduced!! Contemporary 2-story layout with 3 bedrooms and 2 baths down and masterbedroom with bath upstairs. Includes living/dining room, kitchen, family room and u...
- 4 Beds
- 3.0 Baths
- 1320563 MLS
Owner financing available. Cul-de-sac home in popular gated community. Great curb appeal and well maintained! Open floor plan with spacious game room. Eat-in kitchen, gra...
- 3 Beds
- 3.0 Baths
- 1314871 MLS
Owner Financing! No Credit OK. No Balloon. Like new 3 Bedroom 2.5 Bathroom & 2 Car Garage, 2,394 sqft two story house by 1604 & Shaenfield Rd/Braun Rd (Northwest San Anto...
- 3 Beds
- 3.0 Baths
- 1322079 MLS
Open floor plan, high ceiling. Custom double door entry. Lots of fruit trees. Lot size .24acres. Granite counters in kitchen.
- 4 Beds
- 3.0 Baths
- 1323628 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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