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Owner Financing Real Estate
THIS ONE OF A KIND PROPERTY IS PERFECT FOR EVERY BUYER. SITTING ON ALMOST 2 ACRES, THIS PROPERTY BOASTS A NEWLY REBUILT & RENOVATED 1430 SQFT, 3 BEDROOM, 2 BATH HOME COMP...
- 3 Beds
- 2 Baths
- 1317415 MLS
Beautifully renovated 4-bed, 3- bath & 2 car garage in El Dorado subdivision. Double door entrance leads to open concept home with the following NEW: kitchen, SS applianc...
- 4 Beds
- 3 Baths
- 1378860 MLS
New marble counter tops, new stove/oven, dishwasher, pool pump. Newly painted Living Room and Dining Room. Property is located one block from a green Belt area. Great ...
- 4 Beds
- 3 Baths
- 1367546 MLS
Beautiful 2 story home with plenty of rooms in a cul-de-sac. Large size bedrooms with a game room and super 18x13 bedroom upstairs. Other features include an open floor p...
- 5 Beds
- 4 Baths
- 1308586 MLS
I can't tell you how many people want property like this in the area! A home offering 3/2/2 plus a separate Garage, a Barn for your hearts desire and acres; there is so m...
- 3 Beds
- 2 Baths
- 1306133 MLS
Spacious 3 bedroom 2.5 bath single story home with a study. Some of the improvements include granite counter tops,wood floors, Central AC/Heating and more. The kitchen op...
- 3 Beds
- 3 Baths
- 1374956 MLS
MOVE IN READY! **HUDGE OAK TREES**OPEN FLOORPLAN**NATRAL LIGHTING**ISLAND !* KITCHEN HAS PLENTY OF CABINETS, & GRANITE COUNTERS**GLASS SUBWAY TITLE BACKSPLASH...STAINLESS...
- 3 Beds
- 2 Baths
- 1363919 MLS
Hardwood floors through out this well maintained home in Historic Dignowity, perfect as a starter home or for down sizing. Home updated with new electrical service and wi...
- 2 Beds
- 1 Baths
- 1339936 MLS
This Charming and Spacious 4 bedroom 2 Bath Gem has it all ~ Beautiful eat in kitchen , oversized secondary bedrooms , gorgeous office with built ins galore ~ Even has g...
- 4 Beds
- 2 Baths
- 1353732 MLS
GREAT HOME IN THIS AGE 55+ COMMUNITY FOR PEACEFUL/BEAUTIFUL LIVING WITH MANY ACTIVITIES/FACILITIES FOR RESIDENTS! This gorgeous garden home has lots of upgrades incl: gra...
- 2 Beds
- 2 Baths
- 1375127 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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