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Owner Financing Real Estate
LOCATED IN HIGHLY-DESIRED HIGHLAND PARK. ONE STORY 3 BEDROOMS-2 BATHROOMS-MULTIPLE LIVING & DINING AREAS, OPEN FLOOR PLAN HARD WOOD FLOORING & BASEBOARDS, BUILT ...
- 3 Beds
- 2 Baths
- 1552867 MLS
- ACTIVE Status
This beautiful 5 bedroom home has amazing natural light, beautiful original wood floors, fresh paint throughout, gorgeous tiled bathrooms, and stainless steel appliances ...
- 5 Beds
- 2 Baths
- 1567490 MLS
- NEW Status
Large square footage for a great price. NEWLY PAINTED, NEW APPLIANCES, NEW CARPET, NEW FLOORING AND NEW LIGHT/FAN FIXTURES! Oversized master bedroom, large open floor-pla...
- 3 Beds
- 2 Baths
- 1563262 MLS
- PRICE CHANGE Status
Come and claim this charming and qaint home on the SE side of San Antonio. This home is a perfect home to call your own. This home has Solor panels and tons of details ...
- 3 Beds
- 2 Baths
- 1565641 MLS
- NEW Status
None
- 3 Beds
- 3 Baths
- 1558317 MLS
- ACTIVE Status
A home in an established neighborhood with spacious living and a well maintained yard for relaxing or entertaining with friends and family has just come to the market for...
- 4 Beds
- 2 Baths
- 1557990 MLS
- ACTIVE Status
Owner Financed-(30k down, 9% interest rate, no credit, no banks, easy process)- Remodeled approx 2 years ago!! Lovely 4 Bed / 1.5 ba (Converted Garage makes the 4th room...
- 4 Beds
- 2 Baths
- 1567312 MLS
- NEW Status
Tidy, clean, and cozy! With fresh paint in the whole house, new carpet in the bedrooms and new vinyl flooring everywhere else. Large backyard with patio for wonderful get...
- 3 Beds
- 2 Baths
- 1551547 MLS
- PRICE CHANGE Status
CREATIVE FINANCING AVAILABLE!! OPPORTUNITIES LIKE THIS DON'T COME ALONG OFTEN -- MAHNCKE PARK FOR LESS THAN $250K? Rush to see this affordable find in one of the city's ...
- 3 Beds
- 2 Baths
- 1512812 MLS
- PRICE CHANGE Status
Beautifully renovated home in the LOS ANGELES HEIGHTS neighborhood. Come see the Open floor plan and enjoy the New Roof, New Floors, Fresh Paint, and New Fixtures. Additi...
- 3 Beds
- 1 Baths
- 1545949 MLS
- PRICE CHANGE Status
Beautifully renovated home in the coveted Denver Heights neighborhood, and just blocks away from Essex, Southtown, and minutes from the Pearl! Come see the Open floor pl...
- 2 Beds
- 1 Baths
- 1545407 MLS
- ACTIVE Status
This charming 2 bedroom one bath house sits in a corner lot. It's located in the heart of San Antonio, across McCullough, a block from Olmos Park and it's close to restau...
- 2 Beds
- 1 Baths
- 1564866 MLS
- ACTIVE Status
Lovely fixer upper! Needs to do a total rehab!! Lovely 3 bedroom home!! Awesome area!!! Open floor plan!! Will do owner finance!!
- 3 Beds
- 2 Baths
- 1562302 MLS
- BACK ON MARKET Status
This home is move in ready and in need of loving people to settle into. Comes with some appliances, large fenced in yard for entertaining and great outdoor fun memories. ...
- 3 Beds
- 2 Baths
- 1540904 MLS
- ACTIVE Status
4 bedroom home ready for it's new family! This one story home in the NE side would make the ideal starter home for a growing family. Newly painted and new carpet! Neutral...
- 4 Beds
- 2 Baths
- 1564949 MLS
- ACTIVE Status
EXTRA LARGE DOUBLE LOT BEHIND THE MAIN HOUSE. THERE WAS A DETACTED GARAGE APARTMENT ON THE REAR LOT ADJACENT TO ALLEY. SEE CONCRETE SLAB BEHIND MAIN HOUSE WITH SEWER AN...
- 4 Beds
- 3 Baths
- 1563897 MLS
- PRICE CHANGE Status
Ready for the nice quiet country life and the freedom of not having an HOA...traffic what traffic? Well come and see this new listing. Lots of potential. Lots of work a...
- 3 Beds
- 2 Baths
- 1549517 MLS
- ACTIVE Status
Great Opportunity OWNER FINANCE home!! Very charming and newly renovated 2 bedrooms 1 bathroom house, minutes to The Pearl, Brook Army Medical Center, Fort Sam Houston, A...
- 2 Beds
- 1 Baths
- 1564801 MLS
- ACTIVE Status
This house has been remodeled to include new paint, flooring, solid countertops. It features 3 bedrooms with an open living, dining to kitchen. The close proximity to Sai...
- 3 Beds
- 1 Baths
- 1553483 MLS
- PRICE CHANGE Status
LIVE OFF THE GRID ON THIS AMAZING HUNTING PROPERTY! Last picture is of current water level - WATER in this area, during this time of year! This property is absolutely per...
- 2 Beds
- 1 Baths
- 1543918 MLS
- PRICE CHANGE Status
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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