This Beautiful Home sits in the Center of San Antonio .This home is between two major highways and minutes from International Airport and from Downtown San Antonio.Exce...
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This is zone multi-family. This is perfect for an investor or Some willing to build on the lot. Walking distance from Schlitterbahn, Comal River and Guadalupe River exit...
Lovely 3 bedroom home!! Awesome area!!! Open floor plan!! Will do owner finance!!
Located Near Downtown, Newly Remodeled, New HVAC, New Water Heater, All New Appliances, Refinished Wood Floors, New Doors, New Premium Lighting, New Fixtures, New Master ...
Beautiful original hardwood floors throughout. Vinyl in bathrooms. Modern Butcher block countertop. Ceiling fans in many rooms.Fresh paint, Large backyard and small shed ...
Owner Financing Available! This charming single story home is convenient to Ikea, Costco, Randolph AFB, The Forum, Hwy I-35 and 1604! This is a 3 bedroom 2 bath home in t...
Lovely 4 bedroom home! Owner Finance! Great Price! Awesome Location!
Awesome Large home!!! 3 bedrooms 2.5 baths!! Great Location!!! Owner Finance only!!
This is a wrap. Great opportunity!! $20,000 Down. 8% note Great one story home with high vaulted ceilings, beautiful wood laminate flooring in all the main areas. Beauti...
Large square footage for a great price. Oversized master bedroom, large open floor-plan highlight this property ready to be adorned with a new family. NEW PAINT, NEW CARP...
Nicely updated home with new flooring and paint, plumbing and electrical fixtures. Nice Home with a large patio overlooking a Big back yard fire pit and storage barn....
THIS EXQUISITE HOMES IS LOCATED 5 -10 MINUTES FROM DOWNTOWN. GREAT LOCATION . POTENTIAL INVESTMENT HOME HAS A ***SMALL CASITA ******ON THE BACK OF THE HOUSE PRODUCING...
Owner Financing Only! This home has had a full makeover and an entire master suite addition! 4 bedroom and 2 full baths completely updated open concept home! New windows...
Truly a Great home Move-in Ready. So much of this home has been recently updated! Laminate floors throughout, Three bedrooms, 2 full bathrooms, One large Living room. The...
Adorable 3 bedroom! Owner Finance!!!
Great curb appeal. Corner lot with side parking for three vehicles. Backyard is large and fenced with a wooden porch big enough for two-stepping. Three bedrooms and two b...
Your own little slice of the country! Check out this beautiful doublewide on an acre of prime land. The home features tape and textured walls, rounded corners, and vent...
Corner lot near the AT&T center. Large pantry room and laundry room inside. Available for a long term lease. Make this your home today! Owner will finance with 10% down. ...
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.