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Owner Financing Real Estate
COME AND SEE this lovely one story home with so much to offer. Enjoy the fireplace in the living room. The best part is the enclosed patio for some BBQ time or just extr...
- 4 Beds
- 2 Baths
- 1629847 MLS
- NEW Status
***Property is available for seller financing at $260k. Please reach out directly for terms and requirements.*** This inviting single story home is a 2020 build and sits...
- 3 Beds
- 2 Baths
- 1625011 MLS
- BACK ON MARKET Status
Adorable 3 bedroom 2 bath home!!! Great Location, Great Price!!! OWNER FINANCE ONLY!!
- 3 Beds
- 3 Baths
- 1613130 MLS
- ACTIVE Status
Large backyard with mature trees. Conveniently located to major freeways, schools & shopping.
- 2 Beds
- 1 Baths
- 1584097 MLS
- ACTIVE Status
NICE 3BR/2BA, 1212 S.F. HOME IN HONDO. THE ENTIRE HOME HAS BEEN REMODELED! NEW AC, WATER HEATER, PLUMBING, ELECTRIC, SIDING, ROOF, GRANITE COUNTER TOPS, FIXTURES, PAINT...
- 3 Beds
- 2 Baths
- 1597255 MLS
- ACTIVE Status
Enjoy your backyard Gazebo with for a nice BBQ time. Homes has addition that considered the 4th bedroom that can be use as a family room or kids play room. LEASE OPTION ...
- 4 Beds
- 2 Baths
- 1626904 MLS
- PRICE CHANGE Status
This 1945 home has been brought back to life with a complete modern renovation with original hardwood floors in the beautiful Jefferson Terrace area. Includes washer, dry...
- 3 Beds
- 2 Baths
- 1626585 MLS
- PRICE CHANGE Status
Recently renovated, large lot with backyard privacy. New roof, upgraded electrical, new interior/exterior paint, new flooring throughout home. New kitchen cabinets and gr...
- 3 Beds
- 1 Baths
- 1629323 MLS
- NEW Status
Great owner finance opportunity! This is an excellent house located in the Meadow Hill neighborhood. Move in immediately and call this house a home. This property has a v...
- 3 Beds
- 2 Baths
- 1613048 MLS
- ACTIVE Status
Meticulously maintained home available in the established community of Lakeside. This rare gem has a converted garage, tile throughout, spacious living/dining rooms, and ...
- 3 Beds
- 2 Baths
- 1627406 MLS
- ACTIVE Status
Great square footage for a great price. Oversized master bedroom, large open floor-plan highlight this property ready to be adorned with a new family. NEW PAINT, NEW FLO...
- 3 Beds
- 2 Baths
- 1624930 MLS
- ACTIVE Status
WOW... Don't miss this Fabulous 2 bed 1 bath home with large private backyard. Large bedrooms w ceiling fan. Eat in kitchen, newer appliances, living room open to kitch...
- 2 Beds
- 1 Baths
- 1628831 MLS
- NEW Status
OWNER FINANCE!!! Lovely 3 bedroom, 1 bath! Great Area!!! Near shopping, Restaurants!!! Great starter home!!!
- 3 Beds
- 1 Baths
- 1602770 MLS
- ACTIVE Status
Beautifully renovated in 2022, this 3 bedroom 2 bath home is in a great location, close to downtown, a few blocks away from St. Mary's University, no HOA; restored hardwo...
- 3 Beds
- 2 Baths
- 1610806 MLS
- ACTIVE Status
Country living near the city. LaVernia ISD schools! Freshly painted. Beautiful old oak trees shade the house and yard. Great first time home or perfect investment for ren...
- 3 Beds
- 2 Baths
- 1605098 MLS
- ACTIVE Status
Location, location and location! This sweet home is in established neighborhood. Enjoy this 4 beds and 2 bath and Central AC with open kitchen. Large backyard with plenty...
- 4 Beds
- 2 Baths
- 1622108 MLS
- ACTIVE Status
Beautiful lot, great trees, great house, there is separate garage can be easily converted in an apartment. Owner's finance option 50% down, balance 5-year balloon, inte...
- 3 Beds
- 2 Baths
- 1622806 MLS
- ACTIVE Status
None
- 3 Beds
- 1 Baths
- 1628888 MLS
- NEW Status
WELCOME HOME!! COME SEE THIS 2 BEDROOM 1 BATH HOME LOCATED IN THE HARLANDALE NEIGHBORHOOD. HOME HAS NEW ROOF, NEW FLOORING, AND FRESH PAINT. CONVENIENTLY LOCATED NEAR SOU...
- 2 Beds
- 1 Baths
- 1601232 MLS
- ACTIVE Status
Come view this beautiful nicely remodeled 3 bed 2 bath mobile home with a boat house/workshop that was built in 2019 and a two car carport. Sits on a .34 acre lot that ba...
- 3 Beds
- 2 Baths
- 1625481 MLS
- ACTIVE Status
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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