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Owner Financing Real Estate
OWNER IS OFFERING HOME OWNER FINANCE / WRAPAROUND! Call for terms. Gorgeous and updated 3 bedroom 2 bath home on the Northside of San Antonio! You will absolutely love ...
- 3 Beds
- 2 Baths
- 1486119 MLS
Owner Financing Available! Welcome to Jefferson Terrace! This is home has been remodeled and is move in ready! This beautiful 3 bedroom, 2 bath home features and open d...
- 3 Beds
- 2 Baths
- 1475198 MLS
Welcome to North East Park! Situated in Central San Antonio closely located to Loop 410, I-35 & San Antonio Intl Airport. This beautiful 4 bedroom, 2 bathroom house is sp...
- 4 Beds
- 2 Baths
- 1477870 MLS
This home is in a great neighborhood in a desirable NEISD, great schools. Home needs work and is being sold AS IS. Perfect project for an individual willing to work thei...
- 4 Beds
- 3 Baths
- 1466737 MLS
A Beautiful home perfectly fit for any family! The house has great space with,3 Bedrooms, 2 full baths and 1 half bath, and an open space for a media room. The Backyard i...
- 3 Beds
- 3 Baths
- 1436420 MLS
Traditional Spacious Family Home, Lots of storage, Wood floors, Home sits on Half Acre Detached Shop-Garage-on-slab- Wrought Iron Fence, Over sized front porch
- 3 Beds
- 2 Baths
- 1477162 MLS
Renovated home with special touch easy access to major highway. Brand new top of the line WATER HEATER, 5 GAS BURNER Stove, Stainless Steel Appliances. Ready for a new ...
- 3 Beds
- 2 Baths
- 1481945 MLS
HONEY STOP THE CAR!! NO REALLY STOP! What a transformation. Let's take a look at this beautifully remodeled Home that features GRANITE Countertops*Brand new Appliances*La...
- 3 Beds
- 3 Baths
- 1481897 MLS
Gorgeous home with an open floor plan. Lots of room to entertain friends and family. spacious bedrooms, with a nice room in front for office or study. Garage has been do...
- 3 Beds
- 2 Baths
- 1480919 MLS
Wow!! Check out this unique, well maintained property nestle in a great location!! This beautiful modular home was designed with ADA wheelchair access in mind and sits on...
- 3 Beds
- 2 Baths
- 1485752 MLS
Wonderful Remodeled home w/craftsmanship & character. You will love the open floor plan w/ new floors, high ceiling, crown molding, & new paint. Fall in love with the kit...
- 3 Beds
- 2 Baths
- 1413130 MLS
Price improvement! Charming home in the desirable Oak Hills neighborhood!! Minutes away from Medical Center, easy access to major highways 410 & IH-10. Freshly updated w...
- 4 Beds
- 2 Baths
- 1462279 MLS
MOVE IN READY! COMPLETELY REHAB! 4 BEDROOMS, 2 BATH, 1 CAR GARAGE. FLORIDA ROOM. Spacious Storage Shed with windows. ALL NEW: roof, Engineered hardwood floors, carpet...
- 4 Beds
- 2 Baths
- 1480998 MLS
A charming 1930's beauty rebuilt from the ground up. New plumbing, new electrical wiring/system, new insulation, new framework, new roof, new foundation and so much more....
- 2 Beds
- 2 Baths
- 1478622 MLS
Excellent investment opportunity and the perfect home. Sits on large lot, .44 of an acre and has an apartment that can be rented or used as a mother in law suite.
- 4 Beds
- 3 Baths
- 1405192 MLS
SELLING LAND BUILDING NEEDS LOTS OF WORK
- 1 Beds
- 1 Baths
- 1474466 MLS
Lovely 3 bedroom home! Great location! Owner Finance...Problem credit Ok!
- 3 Beds
- 3 Baths
- 1486415 MLS
Beautify renovated 3 bedroom 2 full bath home in the highly sought out Historic District of downtown San Antonio. The home was built in 1935, includes a warranty on the f...
- 3 Beds
- 2 Baths
- 1415725 MLS
Back on MARKET! Now offer Seller Owner Finance!! Beautiful 2 story home, with 3 Bed/ 2.5 Bth! Comes with new downtown stairs flooring and fresh paint throughout the home!...
- 3 Beds
- 3 Baths
- 1480631 MLS
**Lease to own option with 7k down short term for 1 year**This beautiful open concept home is located in the Downtown area. This gorgeous home has the faithfulness of an ...
- 2 Beds
- 2 Baths
- 1446970 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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