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Owner Financing Real Estate
COUNTRY LIVING AT ITS BEST, SITUATED ON 10 ACRES, AWAITS THIS EXTREMELY WELL MAINTAINED 3 BED/ 2 BATH HOME. WALKING IN, YOU ARE GREETED WITH HIGH CEILINGS THROUGHOUT THE ...
- 3 Beds
- 2 Baths
- 1421395 MLS
Enjoy this beautiful, move-in ready home in a quiet, pocket neighborhood close to UTSA, the Medical Center, Valero and La Cantera. Take a run or a bike ride in Bamberger...
- 3 Beds
- 3 Baths
- 1412551 MLS
This is a beautiful 2 story 3bed 2 1/2 bath located minutes from Canyon Lake boat ramps and parks. Back yard ideal for entertaining with covered back porch and beautiful ...
- 3 Beds
- 3 Baths
- 1402754 MLS
*E-Z OWNER FINANCING AVAIL - JUST 10% DOWN!* This beautiful 2 story, 4 bedroom, 2.5 bath home features 2323 SF of living space. 1st floor offers a separate dining area ne...
- 4 Beds
- 3 Baths
- 1398274 MLS
New marble counter tops, new stove/oven, dishwasher, pool pump. Newly painted Living Room and Dining Room. Property is located one block from a green Belt area. Great ...
- 4 Beds
- 3 Baths
- 1367546 MLS
OWNER FINANCE! 3 bedroom / 2 bathroom / 2 car garage home nestled in the Parc at Escondido subdivision! Home features open concept living areas, an office/study, laminate...
- 3 Beds
- 2 Baths
- 1413270 MLS
Whaaaat !? A SUPER Gorgeous kitchen w/White Quartz Solid countertops & Custom Cabinets... Now how COOL is that ? Or how about Large BACKYARD w/Greenhouse for those hot su...
- 4 Beds
- 3 Baths
- 1412393 MLS
Nestled in the desireable Remuda Ranch, this beautiful home features an open layout, granite kitchen counters, island with over hang, gas stove, stainless steel appliance...
- 3 Beds
- 3 Baths
- 1408357 MLS
Beautiful Single Story Home in Historic Olmos Park Terrace.Wood floors in Living, Kitchen and Dining. Lots of Windows for natural light. Separate Florida/Mud Room with la...
- 3 Beds
- 1 Baths
- 1377255 MLS
Beautiful Hill country views! PLUS a VIEW of Canyon Lake from this Cutie in the Woods!! This little diamond in the rough has wood floors! Great floor plan for entertainin...
- 2 Beds
- 2 Baths
- 1422493 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed-upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group at AE Realty is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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