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Owner Financing Real Estate
THIS ONE OF A KIND PROPERTY IS PERFECT FOR EVERY BUYER. SITTING ON ALMOST 2 ACRES, THIS PROPERTY BOASTS A NEWLY REBUILT & RENOVATED 1430 SQFT, 3 BEDROOM, 2 BATH HOME COMP...
- 3 Beds
- 2 Baths
- 1317415 MLS
Spacious, 4 bedroom 2 bath home. Beautifully remodeled, all permitted work. Tile flooring throughout the open living space with carpet in the bedrooms. Walk-in master ...
- 4 Beds
- 2 Baths
- 1367469 MLS
MOVE IN READY! **HUDGE OAK TREES**OPEN FLOORPLAN**NATRAL LIGHTING**ISLAND !* KITCHEN HAS PLENTY OF CABINETS, & GRANITE COUNTERS**GLASS SUBWAY TITLE BACKSPLASH...STAINLESS...
- 3 Beds
- 2 Baths
- 1363919 MLS
Nicely maintained 2 story home located in West Creek Oak subdivision. This 4BR 2.5BA home has ceramic tile and carpet floors, 2 open living areas, separate dining area, t...
- 4 Beds
- 3 Baths
- 1358673 MLS
This is a must see house. This one story, open floor plan, 4 sides brick home in gated community has Large Master. Home has beautiful granite counter-tops, led lighting t...
- 3 Beds
- 2 Baths
- 1355206 MLS
Beautifully maintained two story home on a quiet cul-de-sac in the conveniently located neighborhood of Braun Station. Walk into to be greeted by an open living with high...
- 3 Beds
- 3 Baths
- 1342308 MLS
Beacon Hill Craftsman style home project 80% completed needing a new buyer to see project to its completion. Recent comps @ $200+ /sq foot. Rents $1,450+. Updates include...
- 3 Beds
- 3 Baths
- 1372270 MLS
New marble counter tops, new stove/oven, dishwasher, pool pump. Newly painted Living Room and Dining Room. Property is located one block from a green Belt area. Great ...
- 4 Beds
- 3 Baths
- 1367546 MLS
2 ACRES!! AWAY FROM THE CITY,!! ,,GREAT HOUSE !!OWNER FINANCE WITH 20% DOWN!!! ( needs to be finished on the inside) PLUS A 2 BEDROOM MOBILE HOME! !!, BEAUTIFUL L...
- 4 Beds
- 3 Baths
- 1321119 MLS
Beautiful 2 story home with plenty of rooms in a cul-de-sac. Large size bedrooms with a game room and super 18x13 bedroom upstairs. Other features include an open floor p...
- 5 Beds
- 4 Baths
- 1308586 MLS
Owner Financing Homes for Sale
Owner financing can be a useful tool in a tight credit market. It is where the person who sells a real estate agrees to take a payment over time until an agreed upon sales price is reached. It allows a seller to market a home faster and get a sizable return on the investment. In addition, owner financing arrangements are contractual agreements which mean, the details can vary depending on the circumstances of each transaction like the price, interest rate, and schedule of payment. Most owners also require a substantial down payment.
Owner financing also happens when a seller is having difficulties selling the property or if they are heavily leveraged on their existing mortgage where they can’t sell and break even. As for the buyer, owner financing can be a benefit for them if they cannot obtain funding through a conventional mortgage lender or is unwilling to pay the prevailing market interest rates.
Just keep in mind that there are certain risks for both the buyer and seller. Just like a loan from the bank or mortgage company, if the buyer is ever late on a payment, the buyer would have to pay for a late fee. Owner financing can be great for the right buyer and seller but it can be more complicated if the conditions aren’t right. The Bishop Group is open for a free consultation for buyers and sellers choosing this option. Call us today at 210.688.9740.
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